There is however an official Personal Capital iOS app which looks great on both iPhone and iPads and gives you most of the same features as the desktop version. Other useful features we really like about Personal Capital include automatic bill reminders, stock value updates and 401K updates.Īlthough there’s no native Mac client, the web interface works extremely well and Personal Capital looks like an application that’s built for macOS. The Investment Checkup Tool is one of the best things about Personal Capital as it immediately identifies areas where you should diversify investments without increasing the risk. This means it gives you a clear overview of your investments and makes recommendations about how you can optimize your finances. Personal Capital is built around 3 simple pillars: Knowing Your Net Worth, Analyzing & Optimizing Investments and Planning For The Future. Personal Capital can also import Microsoft Money files from Windows if they’re in CSV format. It also connects to your bank, credit card, credit union and other financial institutions so that it can automatically download transactions. Not only that but Personal Capital is free to use unless you want a personal consultation about how to maximize your investments (which you don’t have to do). Personal Capital is more than just a way to manage your money, it actually advises you on how to maximize your capital and investments.
